Richard and his staff handle Chapter 7 and 13 cases on a daily basis in Michigan, Indiana and Illinois.
You will meet with Mr. Ruby and he will review your financial situation with you personally. Every client has unique issues which require professional attention in order to furnish the client with appropriate advice. Perhaps, Bankruptcy is not the best choice; Mr. Ruby would advise you thus. Experience over time with hundreds of clients affords Mr. Ruby with that degree of knowledge that allows for individual treatment. Although he boasts of superior staff, each client is entitled to his personal attention and he/she will get it. Unlike some so-called debt solution services and even some Bankruptcy lawyers, Mr. Ruby will be there personally for you. You will not be just a number in the Ruby Law Office. We care about your individual situation and strive to reduce any stress you might be experiencing.
- In a Chapter 7 case you will be totally discharged of all qualified debts. You may be asked by a creditor to reaffirm a debt. You may want our help in deciding whether to do so. A creditor is not permitted to coerce you into reaffirming your debts.
- In a Chapter 13 case you repay your creditors, what you can afford, over 3 to 5 years. We will prepare your Chapter 13 plan and handle the hearing on confirmation of your plan which will be held before a judge.
If you are having financial problems; perhaps we can help you:
Stop Creditors Harassing You
Save Your Car
Save your home
Stop or avoid Garnishment
Stop Lawsuits
GET A FRESH START AND GAIN PEACE OF MIND